Flexible Financing Options

Get the home services you need with convenient payment plans through Synchrony

We offer 6 different financing plans to fit your budget and needs

Synchrony Financial

Proud financing partner of Penguin Home Services

1

SAME-AS-CASH (Deferred Interest)

Best for customers who want to stretch out the cost over time without paying interest.

IMPORTANT: To take full advantage of the no-interest promotion, you'll need to pay off your entire balance before the promotional period ends. Otherwise, interest will be charged from the original purchase date.
Minimum Monthly Payment: 2.50% of your total.
Plan 920
6 Months No Interest
Perfect for essential repairs and smaller projects. This short-term option lets you spread costs over half a year without any interest charges when paid in full within 6 months.
Plan 922
12 Months No Interest
Our most popular financing option. Gives you a full year to pay for your project without interest charges, making it ideal for most plumbing and HVAC services.
Plan 924
18 Months No Interest
Extended no-interest period for major home improvements like complete repiping, high-efficiency water heater installations, or comprehensive HVAC system upgrades.
2

LOW MONTHLY PAYMENT (Fixed / Reduced APR)

Best for customers on a tight budget who need the lowest possible monthly payment over several years.

Plan 992
9.99% APR Until Paid in Full
Competitive single-digit interest rate with moderate monthly payments. A balanced option that keeps your interest costs low while maintaining manageable payments.
Monthly Payment: Approximately 4.00% of your total project cost.
Plan 965
11.99% APR Until Paid in Full
Fixed-rate financing with lower monthly payments spread over a longer term. Predictable payments that fit comfortably into your monthly budget.
Monthly Payment: Approximately 1.75% of your total project cost.
Plan 943
9.99% APR Until Paid in Full
Our lowest monthly payment option with an excellent interest rate. Designed for maximum affordability, this plan makes even large projects accessible with minimal monthly impact.
Monthly Payment: Approximately 1.25% of your total project cost.

Why Choose Our Financing?

  • Quick and easy application process - get approved in minutes
  • Multiple payment options to fit your budget
  • No prepayment penalties - pay off early without fees
  • Secure online account management
  • Dedicated customer service support
  • Use your credit line for future services

Ready to Get Started?

Apply for financing today and get the home services you need

Call 720-588-4008 Book Online

Our team will help you choose the best financing option for your needs